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Small Group Dual Option

Objective: Dual Option provides a defined contribution model to small employers who seek to lower and control their healthcare premiums and offer employees a choice of benefit plans. The employer may fund a lower benefit plan and employees may "buy-up" to a richer benefit. Market Segment: Dual Option will be offered to small groups with a 10 subscriber minimum. Description: The employer selects two medical benefit plan options from current HMO and PPO PrimeCare plans. The employer also selects one pharmacy benefit plan to be offered with both benefit plans selected. Each enrollee (subscriber) selects one benefit plan for their family from the two medical/pharmacy combinations offered. For more information, please contact your Agent or Account Manager.